Financially Preparing for Your First Child

What you need to know

Many people dream about growing up and having a family, but very few people are practical enough to calculate how much it will really cost. The truth is that your dream come true can become your worst nightmare if you don’t plan ahead financially. Your new bundle of joy can end up costing a bundle unless you are organized and prepared to pinch every penny until it screams.

In this guide, we will be discussing how to budget for your first baby, and practical action steps you need to take in order to secure your and their financial future. Let’s start with a look at the actual projected costs of raising a child. Continue reading

The Choking Game

The Choking Game Is Deadly

News out that kids who are looking for an easy, cheap, and pretty much undetectable high are choking themselves with belts, ties, ropes and dog leashes. The ligatures cut off oxygen to their brain to the point that they pass out. They describe experiencing a dream-like state. In fact, in Ireland this game is known as “The American Dream.” Elsewhere it’s known as the “Choking game”, “Fainting game”, “Something dreaming game,” etc.

Often, in this deadly practice, there is a choker and a chokee. This is dangerous enough as a child puts her life in someone elses hands. (Would you bet your life on the judgment of a 12 year old?) More and more often, though, kids are doing this alone with predictable consequences. Continue reading

12 Commandments For Parents

 

12 Commandments For Raising A Child

In a child’s education an important factor is the parents’ expertise for this “job”. No one is born holding all the knowledge, but we can learn and understand some things from books or advice from qualified persons.

Among the commandments a parent should strictly follow are the following: Continue reading